Watch this video and take a few notes! There are three major credit reporting companies:

• Equifax - www.equifax.com 1-800-685-1111
• Experian - www.experian.com 1-888-397-3742
• Trans Union - www.transunion.com 1-800-916-8800

Obtaining your credit history is as easy as calling and requesting one. Once you receive the report, it's important to verify its accuracy.