You’ll see some pictures in this video to help you remember later, but the first step in securing a loan is to complete a loan application.

To do so, you'll need the following information.

• Pay stubs for the past 2-3 months.
• W-2 forms for the past 2 years.
• Information on long-term debts.
• Recent bank statements tax returns for the past 2 years.
• Proof of any other income.
• Address and description of the property you wish to buy.
• A sales contract on the home you want to buy.

During the application process, the lender will order a report on your credit history and a professional appraisal of the property you want to purchase. The application process typically takes between 1-6 weeks.